Saturday, November 29, 2008

cleaned up

it's been a quiet weekend. no plans. except for sunday, which i have to work.

i'm rather proud of myself today.

i cleaned up my room a little more. that's how it should be, a little at a time. and i think i did a pretty decent job. at least it's not as dusty and untidy as a day ago.

a few other things i need to do in the next couple of weeks/months:

1. pack for hongkong
2. create my "new" room plan and budget
3. box up my stuff (depending on when my sis is gonna move out)

and i think after hongkong, there would be more unpacking and re-organising of my wardrobe.

oh and i headed to ikea today. got some stuff there. always exciting to go ikea...my happy place.

so domesticated this weekend. drinking green tea, reading a book, watching tv. i almost didn't want to on the laptop, but i thought, why not?

ok...the little one is whining and asking for his dinner already. heh heh...he was so desperate for some meatballs when we were having our dinner. poor thing.

till the next weekend...

Monday, November 24, 2008

lucky

Do you hear me,
I'm talking to you
Across the water across the deep blue ocean
Under the open sky oh my, baby I'm trying

Boy I hear you in my dreams
I feel your whisper across the sea
I keep you with me in my heart
You make it easier when life gets hard

I'm lucky I'm in love with my best friend
Lucky to have been where I have been
Lucky to be coming home again

They don't know how long it takes
Waiting for a love like this
Every time we say goodbye
I wish we had one more kiss
I'll wait for you I promise you, I will

I'm lucky I'm in love with my best friend
Lucky to have been where I have been
Lucky to be coming home again
I'm lucky we're in love in every way
Lucky to have stayed where we have stayed
Lucky to be coming home someday

And so I'm sailing through the sea
To an island where we'll meet
You'll hear the music, feel the air
I'll put a flower in your hair
Though the breezes through trees
Move so pretty you're all I see
As the world keeps spinning round
You hold me right here right now

By Jason Mraz and Colbie Caillat

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i really like this song. it's simple, nice, sweet. it's the kind of song that you fall in love with, and the kind that gets stuck to your head the entire day.

yeah...that's not too good, especially when you can't remember the lyrics.

anyway, i saw goodfellas sing this over the weekend. i like how they did it, despite being an all-guy band. it wasn't too corny. it was just nice.

ANYWAY...i enjoyed the weekend la. =)

Monday, November 17, 2008

financial discipline

currently very conscious of my own finances.

did some checks on my bank accounts and credit balances. i increased my credit limit on the citibank dividend (which eventually i will regret having done that) but decided to leave the credit limit on the other card as it is.

and i found out the switch card which i signed up to "help" evelyn, is actually not too bad. i get taxi rebates, lower annual interest rates and cash withdrawal without any additional charges.

so anyway, back to my finances. my reimbursements for the melbourne trip finally came in. as much as i am so tempted to splurge due to the sudden surge in my bank account, i decided not to.

in fact, i shall go pay up as much of my credit card bills as possible. don't wanna end up in a debt cycle and get stuck in it.

in fact, i shall use my bonus to pay off as much of my credit card bills (and my mum's). let's just hope they won't be too conservative about bonus this year. i really worked my ass off.

i remember scoffing at people who don't have money but kept signing stuff off their credit cards. stupid things like limited edition sports shoes when they have tons that they barely wear. and then accumulating debt...a mountain of debts. i told myself i'll never end up like that.

never spend money that you don't have.

people tend to go crazy when they get credit cards. so i'm quite glad i only got my first credit card when i started earning regular, reasonable pay...aka...last year.

i'm not in serious debt, though i sound like i am. it's just that when you don't keep track of your bills. and you only pay lump sums every month because you can't remember how much you chalked, it accumulates. and before you know it, you can't remember what it was that led to this certain amount.

i'm within control. i kinda have a considerable bill coz of some stuff i bought on interest-free instalments. yes...i am very careful about such stuff.

oh, and i never believe in just paying the minimum sum. it's too pathetic. it hardly does anything to reduce your debt. it's a vicious, vicious ploy.

by the way, my financial resolution for the coming year (and i'm starting a little earlier...from this month onwards) is to save up to AT LEAST 3 months worth of my monthly expenses by the end of 2009 and not touch it.

i think this is what resolutions should be like. simple. do-able. realistic.

and from now until hongkong (9dec-12dec), i shall NOT spend money on items that are not necessities. i.e., no shoes, no clothes, no bags, no magazines and nonsense.

if i have to, i shall make use of all the vouchers i got for my birthday.

oh yes, i bought the sex and the city movie dvd already. used my borders gift card! =)

see...i'm disciplined.

Tuesday, November 11, 2008

xmas and fabulousness

i can't wait for xmas.

it's my favourite holiday, me reckon.

i love buying presents and wrapping them, and giving them...more than i like receiving them. though i must qualify that i do LOVE receiving presents.

the more the merrier i say.

anyway, i've been thinking of xmas a lot these days. starting to plan my xmas parties and stuff. next thing, i'll be drawing up my xmas list.

no no...not presents for myself. presents for people. i used to go ALL out getting presents for EVERYBODY, but i've cut back a bit. still, i spent a good sum last year buying presents for people. so that's what it feels like to actually use a substantial sum of your bonus buying stuff without a care.

it did hurt the pocket a little after i did my calculations.

still...i love it.

and if anyone is intending to be extravagent with me this year, i'm eyeing a turqoise balenciaga bag.

there! i said it!

haha...i'm swearing off fabulous bags for a while. i think i never did recovered from the miu miu splash. =X

no wait! that's cause i had to spend in melbourne (first).

anyway, never say never.

coz i'm going hongkong with my mum.

for the uninitiated...it was SHE who "guided" me to the miu miu.

i blame her for that. *wink*

p/s: thanks for all the birthday wishes and presents. once again, you all have done me proud by NOT getting a single birthday cake without me prompting!!! well done people!!! =) thankew~